.bk-shelf{color:#fff;background:var(--tss-navy,#0f3358);border:3px solid var(--tss-navy,#0f3358);box-shadow:6px 6px 0 var(--tss-yellow,#ffd54a);border-radius:24px;gap:1.5rem;padding:1.5rem 1.15rem 1.6rem;display:grid}.bk-shelf__eyebrow{letter-spacing:.08em;text-transform:uppercase;color:var(--tss-yellow,#ffd54a);margin:0 0 .5rem;font-size:.78rem;font-weight:800}.bk-shelf .bk-shelf__h{font-family:var(--font-round);color:#fff;margin:0;font-size:1.55rem;font-weight:800;line-height:1.15}.bk-shelf .bk-shelf__lead{color:#ffffffe6;margin:.6rem 0 0;font-size:1rem;line-height:1.55}.bk-shelf__ticks{grid-template-columns:repeat(2,minmax(0,1fr));gap:.55rem .9rem;margin:1rem 0 0;padding:0;font-size:.86rem;font-weight:700;line-height:1.3;list-style:none;display:grid}.bk-shelf__ticks li{padding-left:1.55rem;position:relative}.bk-shelf__ticks li:before{content:"";background:var(--tss-yellow,#ffd54a)url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230F3358' stroke-width='4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/68% no-repeat;border-radius:50%;width:1.1rem;height:1.1rem;position:absolute;top:.05em;left:0}.bk-shelf__cta{color:#ffffffe6;flex-wrap:wrap;align-items:center;gap:.7rem 1rem;margin:1.2rem 0 0;font-size:.9rem;display:flex}.bk-shelf .bk-shelf__btn{background:var(--tss-yellow,#ffd54a);color:var(--tss-navy,#0f3358);border-color:#fff;box-shadow:3px 3px #ffffff59}.bk-shelf__row{grid-template-columns:repeat(var(--cols-phone),minmax(0,8.5rem));justify-content:start;align-items:end;gap:.7rem .55rem;margin:0;padding:0;list-style:none;display:grid}.bk-shelf__row a{border-radius:3px 6px 6px 3px;display:block}.bk-shelf__row a:focus-visible{outline:3px solid var(--tss-yellow,#ffd54a);outline-offset:3px}.bk-shelf__row img{width:100%;height:auto;box-shadow:3px 3px 0 var(--lv,#ffffff4d);border:1.5px solid #ffffffd9;border-radius:3px 6px 6px 3px;display:block}@media (min-width:900px){.bk-shelf{grid-template-columns:minmax(0,.8fr) minmax(0,1fr);align-items:center;gap:2.5rem;padding:2.25rem 2.5rem}.bk-shelf .bk-shelf__h{font-size:2rem}.bk-shelf__row{grid-template-columns:repeat(var(--cols),minmax(0,10.5rem));justify-content:center;gap:1rem .8rem}}@media (hover:hover) and (prefers-reduced-motion:no-preference){.bk-shelf__row img{transition:transform .18s}.bk-shelf__row a:hover img{transform:translateY(-6px)}}
.tss-sec.ad-colour,.ad-band--colour>.tss-sec{background:var(--lv-lt,var(--tss-yellow))}:is(.ta-page,.ta-hub) .tss-sec.ad-colour :is(.tss-sec-lead,.tss-body,.tss-h3),:is(.ta-page,.ta-hub) .ad-band--colour>.tss-sec :is(.tss-sec-lead,.r5-pull-quote){color:var(--tss-navy)}:is(.ta-page,.ta-hub):is(.ta-page,.ta-hub) .tss-sec.ad-colour h2.tss-h2:after,:is(.ta-page,.ta-hub):is(.ta-page,.ta-hub) .ad-band--colour>.tss-sec h2.tss-h2:after{background:var(--tss-navy);-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 120 14'%3E%3Cpath d='M3 9c8-6 14-6 20 0s12 6 19 0 13-6 19 0 13 6 19 0 13-6 19 0 11 5 18 1' fill='none' stroke='%23000' stroke-width='4.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") 0/100% 100% no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 120 14'%3E%3Cpath d='M3 9c8-6 14-6 20 0s12 6 19 0 13-6 19 0 13 6 19 0 13-6 19 0 11 5 18 1' fill='none' stroke='%23000' stroke-width='4.5' 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15rem}.ad-prob__head{grid-area:head}.ad-prob__panel{grid-area:panel;align-self:center}.ad-prob__closing{grid-area:closing}.ad-prob__head .ta-head>.ta-head__art{display:none}.ad-prob__head>.tss-sec-lead{margin-bottom:0}.ta-page .ad-prob .ad-prob__closing{margin-top:1.25rem;font-size:1.15rem;line-height:1.4}.ad-prob__art{aspect-ratio:1;background:#ffffff8c;border-radius:50%;grid-area:art;place-items:center;width:12.5rem;margin-top:1.75rem;display:grid}.ad-prob__grid--solo .ad-prob__art{align-self:center;margin-top:0}.ad-prob__art>.art-prop{width:9.5rem;display:block;transform:translateY(.35rem)}}@media (min-width:640px){.ad-scale>.tss-grade-scale .tss-scale{border:2px solid var(--tss-navy);box-shadow:4px 4px 0 var(--lv,var(--tss-yellow));background:#fff;border-radius:1.1rem;padding:1.25rem 1.5rem}}@media (min-width:1024px){.ad-scale>.tss-grade-scale>.tss-sec-inner{-moz-column-gap:3rem;max-width:var(--container,72rem);grid-template-rows:auto auto auto 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.rate-card>p.tss-body{grid-area:3/1;margin-top:.75rem}:is(.ta-page .r14-rates,.ta-hub .ad-hubrates) .rate-card>.r13-bars{grid-area:1/2/4/3;margin:.35rem 0 0}:is(.ta-page .r14-rates,.ta-hub .ad-hubrates) .rate-card>.tss-guide-more{grid-area:4/2;margin-top:1rem}:is(.ta-page .r14-rates,.ta-hub .ad-hubrates) .rate-card .r13-bars__row{grid-template-columns:10rem 1fr 7.5rem}:is(.ta-page .r14-rates,.ta-hub .ad-hubrates) .rate-card .r13-bars__axis{margin:.4rem 8.35rem 0 10.85rem}}@media (max-width:559px){.ta-terms .ta-terms__grid{grid-template-columns:minmax(0,1fr);gap:.6rem;margin-top:1.25rem}.ta-terms .ta-terms__tile,.ta-terms .ta-terms__tile:last-child:nth-child(odd){-moz-column-gap:.9rem;text-align:left;border-radius:14px;grid-column:auto;grid-template-columns:3.25rem minmax(0,1fr);place-items:center start;gap:.1rem .9rem;padding:.75rem 1rem}.ta-terms .ta-terms__tile img{grid-row:1/span 2;width:3.25rem;height:auto;margin:0}.ta-terms .ta-terms__tile 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.r13-flow{max-width:none;margin-top:.35rem}.ta-split>.ta-split__head>.ta-head{display:block}.ta-split>.ta-split__head>.ta-head>.ta-head__art{width:7rem;height:auto;margin:1.25rem 0 0}.ta-hub .ta-split.ad-hubsplit>.ta-split__body>.tss-table-wrap:first-child,.ta-hub .ta-split.ad-hubsplit>.ta-split__body>.tss-prose:first-child>:first-child{margin-top:.35rem}.ta-hub .ad-hubsplit .tss-prose p{max-width:68ch}.r3-tpl.ta-page .r3-brief.ad-guide{-moz-column-gap:3rem;grid-template-rows:auto 1fr;grid-template-columns:minmax(0,21rem) minmax(0,1fr);align-items:start;column-gap:3rem;display:grid}.ad-guide>.ta-head{grid-area:1/1;display:block}.ad-guide>.ta-head>h2.tss-h2{font-size:1.9rem}.ad-guide>.ta-head>.ta-head__art{background:var(--lv-lt,#ffe9a6);border-radius:50%;width:11rem;height:auto;margin:1.5rem 0 0;padding:1.6rem 1.5rem 1.1rem}.ad-guide>.tss-prose{border-left:4px solid var(--lv,var(--tss-yellow-deep));grid-area:1/2/3/3;padding-left:1.75rem}.ad-guide>.tss-prose>.r14-fold__body>:first-child{margin-top:0}.ad-guide>p.tss-body{grid-area:2/1}}.ad-band--colour>.r14-reviews{--tss-gold:var(--tss-navy)}.ad-band--colour>.r14-reviews .tss-review-card{--tss-gold:#bb8525;background:#fff;border:2px solid var(--tss-navy)!important;box-shadow:4px 4px 0 var(--tss-navy)!important}.ad-band--colour>.r14-reviews .r5-star{color:#0f335840}@media (max-width:767px){.ad-band--colour .r14-reviews-row>.r5-pull{--tss-gold:#bb8525;border:2px solid var(--tss-navy);background:#fff}.ad-band--colour .r14-reviews-row>.r5-pull .r5-star{color:#bb852538}}@media (min-width:1024px){.ad-band--colour .r14-reviews-row{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:center;gap:3.5rem;display:grid}.ad-band--colour .r14-reviews-row>.r5-pull{text-align:left;max-width:none;margin:0}.ad-band--colour .r14-reviews-row>.r5-pull .r5-pull-quote{text-wrap:pretty;font-size:1.9rem;line-height:1.3}.ad-band--colour .r14-reviews-row>.r5-pull .r5-pull-by{align-items:flex-start}.ad-band--colour .r14-reviews-row>.tss-swipe-row{gap:1.25rem;grid-template-columns:minmax(0,1fr)!important}}.ta-hub .tss-sec.ad-featured h2.tss-h2{color:#fff}.ta-hub .ad-featured .ta-linkcard{border-color:#0000}.ta-hub .ad-featured .ta-linkcard:hover{border-color:var(--tss-yellow)}.ad-dir{grid-template-columns:minmax(0,1fr);gap:2rem;display:grid}.ad-dir__col{border-top:5px solid var(--lv,var(--tss-yellow-deep));padding-top:1rem}.ad-dir__list{grid-template-columns:minmax(0,1fr);gap:0 1.5rem;margin:0;padding:0;list-style:none;display:grid}.ad-dir__list>li{align-items:center;min-height:44px;display:flex}@media (min-width:640px) and (max-width:899px){.ad-dir__list{grid-template-columns:repeat(2,minmax(0,1fr))}}@media 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3.75rem}.ad-row{-moz-column-gap:2.5rem;grid-template-columns:minmax(0,17rem) minmax(0,1fr);align-items:start;column-gap:2.5rem;padding:1.5rem 0;display:grid}.ad-row:before{top:1.75rem;left:-2.25rem}.ad-row:not(:last-child):after{top:1.75rem;bottom:-1.75rem;left:calc(-1.75rem - 1.25px)}.ta-hub .ad-row>.tss-h3{margin:0;font-size:1.3rem;line-height:1.25}}.ta-coststrip.ad-cost{background:var(--tss-navy);box-shadow:inset 0 4px 0 var(--lv,var(--tss-yellow));margin-top:1.75rem;padding:1.1rem 1.5rem 1.2rem}.ta-hub .ta-coststrip.ad-cost>.tss-h3{color:#fff}.ta-hub .ta-coststrip.ad-cost>.tss-body{color:#fff8e4f0}.ta-hub .ta-coststrip.ad-cost .tss-link{color:#fff}@media (min-width:640px){.ta-hub .tss-table tbody th{text-align:left;vertical-align:top;color:var(--tss-navy);border-bottom:2px solid #0f33581a;padding:.7rem .9rem;font-weight:700}.ta-hub .tss-table tbody td{vertical-align:top}.ta-hub .tss-table tbody tr:last-child th{border-bottom:0}.ta-hub .tss-table tbody tr:nth-child(2n) 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(min-width:1024px){.tss-sec.ad-colour .ad-split--card>.ta-split__body:not(:has(.r13-flow)){box-shadow:4px 4px 0 var(--tss-navy)}}@media (max-width:767px){:is(.ta-page,.ta-hub) .r13-flow{gap:.6rem}:is(.ta-page,.ta-hub) .r13-flow__step{background:#fff;border-radius:14px;padding:.8rem .9rem .9rem}:is(.ta-page,.ta-hub) .r13-flow__step:not(:last-child):after{content:none}}@media (min-width:1024px){.ta-split>.ta-split__head{align-self:start;position:sticky;top:6.5rem}.ta-hub .ad-hubsplit .tss-prose p{color:var(--tss-ink-2);font-size:1rem;line-height:1.65}}
.r14-tpl .ht-hero.tss-sec.tss-sec--butter{--ht-ink:var(--tss-navy);--ht-soft:#0f3358eb;--ht-accent:color-mix(in srgb,var(--lv-deep,#0f56b3)86%,#0f3358);--ht-tag:var(--lv-deep,var(--tss-navy));--ht-tag-ink:#fff;--ht-disc:#ffffff8c;--ht-pop:var(--lv,var(--tss-navy));--ht-rule:#0f33584d;--ht-cap:url(/art/props/grad-cap.webp);background-color:var(--lv-lt,var(--tss-yellow));background-image:linear-gradient(#ffffff5c,#fff0 44%),linear-gradient(174deg,#0000 0 72%,#0f33580f 72.1% 100%),linear-gradient(187deg,#0000 0 82%,#fff3 82.1% 100%);background-repeat:no-repeat;background-size:auto;position:relative;overflow:clip}.r14-tpl .ht-hero--deep.tss-sec.tss-sec--butter{--ht-ink:#fff;--ht-soft:#fff;--ht-accent:var(--tss-yellow);--ht-tag:var(--tss-yellow);--ht-tag-ink:var(--tss-navy);--ht-disc:var(--lv-pan-hi);--ht-pop:var(--tss-yellow);--ht-rule:#fff6;background-color:var(--lv-pan);background-image:linear-gradient(#ffffff1a,#fff0 44%),linear-gradient(174deg,#0000 0 72%,#00000029 72.1% 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.ht-art__p--4{z-index:1;width:5.25rem;top:-.6rem;left:1rem;transform:rotate(-10deg)}.r14-tpl .ht-hero .ht-art--scene{width:23rem;height:auto}.r14-tpl .ht-hero .ht-art--scene:before{width:15rem;top:-1rem;right:3.5rem}.r14-tpl .ht-hero .ht-art__scene{z-index:1;width:100%;height:auto;display:block;position:relative}.r14-tpl .ht-hero .ht-seal{z-index:4;aspect-ratio:1;background:radial-gradient(circle closest-side,var(--tss-navy)0,var(--tss-navy)76%,var(--tss-yellow)77%,var(--tss-yellow)83%,var(--tss-navy)84%,var(--tss-navy)100%);width:4.1rem;color:var(--tss-yellow);font-family:var(--font-round);letter-spacing:.02em;border-radius:50%;place-items:center;font-size:1.02rem;font-weight:800;display:grid;position:absolute;top:-1.9rem;right:.2rem;transform:rotate(9deg);box-shadow:0 6px 8px #0f335840}.r14-tpl .ht-hero .ht-seal:before{content:"2027"}.r14-tpl .ht-hero--deep .ht-seal{background:radial-gradient(circle 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0;position:absolute;top:.25rem;right:-.25rem;transform:scale(.8)}.r14-tpl .ht-hero .r8-hero .r8-hero__copy>.tss-h1{font-size:2.75rem}.r14-tpl .ht-hero .r8-hero .r8-hero__copy>.tss-h1.ht-h1--long{font-size:2.3rem}.r14-tpl .ht-hero .r8-hero .r8-hero__copy>:is(.tss-sec-lead,.tss-body){margin-left:0;margin-right:0}.r14-tpl .ht-hero .r8-hero>.r8-hero__form{margin-top:1.5rem}.r14-tpl .ht-hero .ht-art--scene{width:21rem;margin-top:1.5rem}.r14-tpl .ht-hero>nav[aria-label=Breadcrumb]{max-width:44rem;padding-left:0;padding-right:0}}@media (min-width:1024px){.r14-tpl .ht-hero .r8-hero{-moz-column-gap:3.5rem;column-gap:3.5rem}.r14-tpl .ht-hero .r8-hero .r8-hero__copy>.tss-h1{margin-bottom:1rem;font-size:clamp(3rem,4.9vw,4rem);line-height:1.02}.r14-tpl .ht-hero .r8-hero .r8-hero__copy>.tss-h1.ht-h1--long{font-size:clamp(2.45rem,3.8vw,3.15rem);line-height:1.05}.r14-tpl .ht-hero .r8-hero .r8-hero__copy>.tss-chip{margin-bottom:1.1rem}.r14-tpl .ht-hero 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.vz-toc>.tss-prog-area.vz-toc__row{background:0 0;border-radius:0;grid-column:auto;min-height:5.25rem;padding:1.1rem 1.5rem 1.1rem 6.4rem;position:relative;border:0!important;border-bottom:2px solid var(--vz-line)!important;box-shadow:none!important}.ta-page .tss-sec .vz-toc>.tss-prog-area.vz-toc__row:last-child{border-bottom:0!important}.ta-page .vz-toc .vz-toc__row>.tss-h3{margin:0 0 .3rem}.ta-page .vz-toc .vz-toc__row>.tss-body{max-width:64ch}.ta-page .vz-toc .tss-prog-area-num.vz-toc__n{background:var(--vz-tint);border-right:2px solid var(--tss-navy);width:4.9rem;height:auto;color:var(--tss-navy);letter-spacing:-.02em;font-variant-numeric:tabular-nums;vertical-align:baseline;border-radius:0;justify-content:center;align-items:center;margin:0;font-size:1.9rem;font-weight:800;line-height:1;display:flex;position:absolute;top:0;bottom:0;left:0}.ta-page .vz-toc .vz-toc__row:nth-child(2n) .vz-toc__n{background:var(--vz-soft)}.ta-page .vz-toc .vz-toc__row:nth-child(-n+9) 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